If you’re using your BMW predominantly for business purposes, a BMW Chattel Mortgage⁽¹⁾ allows you to take ownership of your BMW, in exchange for fixed monthly repayments with a fixed interest rate. It also provides the flexibility to customise your finance options, such as the term of your loan and optional deposit, trade in and balloon payments, to suit your needs.

As with all of our products, you won’t pay any account keeping fees and you also have the option to guarantee the future value of your BMW with BMW Full Circle⁽²⁾.

A BMW Chattel Mortgage could also be a tax-effective finance solution for your business as you might be eligible for certain tax benefits relating to the interest paid on the loan and depreciation of the vehicle. We recommend that you consult your accountant or tax advisor to find out more about whether you can benefit from this product.