BMW Premier Motor Insurance is issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance BMW Australia Finance Limited ABN 78 007 101 715 and authorised dealers act as agents of Allianz and not as your agent. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the PDS or the policy document available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our services.
 This benefit only applies if the part is locally available at the time of repair.
 If you chose an accredited BMW repairer
 We will replace your vehicle with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia, provided: your vehicle is a total loss; you purchased it new (or as a demonstrator model) from the manufacturer or their dealer; where your vehicle is financed, your financier has given us written consent; and your vehicle is less than three years old from when it was first registered at the time it is declared a total loss.
 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply
 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.