BMW FULL CIRCLE.

DRIVE YOUR FUTURE.

BMW FULL CIRCLE.DRIVE YOUR FUTURE.
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  • BMW Full Circle(1) provides you with the certainty of knowing, upfront, how much we will value your vehicle at when it comes to the end of your agreement term. We call this BMW Guaranteed Future Value (GFV). It takes the guesswork out of your future planning.

    You’ll also experience the freedom of choice and flexibility at the end of your agreement. With options such as returning or upgrading your BMW or keeping it by paying out the GFV, the choice will be yours.

    BMW Full Circle can be applied to the entire range of BMW lease and loan products.

Key features
Customer type
Consumer and Business
Vehicle
New or Demonstrator
Terms
12 to 60 Months
Interest Rate
Fixed
Payment frequency
Monthly
Payment method
Direct debit/BPAY®
Balloon/Final lump sum payment
Guaranteed Future Value
24/7 online access
BMW One app
BMW Full Circle

HOW IT WORKS.


Start on your terms.
Tailor your Full Circle agreement options to suit your needs.

Step 1: Select your agreement term, from 12 to 60 months.
Step 2: Select your kilometre allowance, from 10,000km to 40,000km per year.
Step 3: Select your optional deposit amount or trade-in your previous vehicle.

Finish on your terms.
At the end of your agreement, you have the freedom to choose what you do next.

• Trade in your BMW for a new one. If the trade-in valuation is higher than your Guaranteed Future Value, you can use the balance as equity towards your new BMW or keep it for yourself.
• Keep your BMW by paying out the Guaranteed Future Value.
• Refinance and enjoy your BMW for longer.
• Return your BMW. Provided your vehicle is undamaged except for fair wear and tear and the kilometre allowance has been met, simply hand back the keys with no further obligation.

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THE BENEFITS OF BMW FULL CIRCLE.


PEACE OF MIND.
The assurance that you can return your vehicle to BMW at the end of your agreement.

OPTIONS.
Tailor your agreement options to suit your needs by choosing your agreement term, kilometre allowance and repayment frequency.

FLEXIBILITY.
At the end of your agreement, decide if you’d like to trade-in, keep, refinance or return your BMW.

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NEARING THE END OF YOUR FULL CIRCLE AGREEMENT?

You’ve experienced the joy of driving your BMW, now it’s time to explore your Full Circle options and choose what’s best for you.

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OPTION 1
OPTION 2
OPTION 3
Return your BMW.

Trade-in your BMW.

Return your vehicle to your BMW Dealer and if the trade-in valuation is higher than the Guaranteed Future Value(1), the balance is yours to keep or use as equity towards your new BMW.

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Keep your BMW.

Keep your BMW.

If you’re not ready to say goodbye to your BMW, you can choose to pay out the Guaranteed Future Value or refinance for another agreement term and enjoy your vehicle for longer.(1)

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Return your BMW

Return your BMW.

To complete your Full Circle experience, you can return your vehicle to your BMW Dealer and simply hand back the keys. Provided the vehicle is undamaged except for fair wear and tear and the kilometre allowance has been met, you have no further liability.

Contact your preferred BMW Dealer to discuss your options.

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Disclaimer:

  • [1] BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
    a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term; or
    b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
    provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.