At the start of your journey
Step 1 – Choose a finance option that suits your personal or business needs and include BMW Full Circle.
Step 2 – Choose the length of your finance agreement from 12 to 60 months.
Step 3 – Select an agreed kilometre allowance from 10,000km to 40,000km per year.
Step 4 – Select a deposit amount (optional) to reduce your regular repayments.
Step 5 – The Guaranteed Future Value of your BMW (Balloon/Residual Value) reduces your regular instalment amounts.
At the end of your journey
BMW Full Circle provides you with flexibility at the end of your finance agreement to:
- Return your vehicle and pay nothing further (subject to fair wear and tear and agreed kilometres being met). Find out more about fair wear and tear with our Damage Visualiser.
- Trade-in your vehicle if its value is higher than your Guaranteed Future Value, and you can use the balance towards a deposit for a new BMW or keep it for yourself.
- Payout out your agreed Guaranteed Future Value amount to own your BMW outright.
- Refinance and enjoy your BMW for longer.
The choice is yours!
Contact your local dealer to discuss your options at the end of your finance agreement. You can also view our Guide for the Smooth Return of your Vehicle and download our Fair Wear and Tear Guidelines for more information.