BMW Prestige Lease. How you benefit.
Use instead of owning.
Simply pay to use the vehicle. When your contract ends, return the BMW as agreed. No further action is required.
Always the latest model.
Do you enjoy exploring new possibilities? Stay ahead of the curve – drive a new model every time.
Relax and Enjoy.
You don’t need to worry about further finance or vehicle depreciation anymore.
Your one-stop shop.
Experience ease and convenience, giving you more time for what truly matters.
No account keeping fees.
Saving you money for the important things.
BMW Prestige Lease.
A BMW Prestige Lease allows you to drive a BMW vehicle in exchange for regular rental repayments over a fixed term, typically 24-60 months. At the end of the term, you have multiple options.
Ideal for those using their car for business purposes as it provides the opportunity for potential tax deductions for business related vehicle expenses.[1]
Step by step to your new BMW.
We guide you through every stage, addressing all your questions. Choose the perfect lease option and additional services for your model of choice. Start your journey with confidence.
1. Which BMW would you like?
Find the BMW model tailored to your needs.
2. Decide which lease is right for you.
Find the ideal fit for your lifestyle. Choose from a BMW prestige Lease, a BMW Novated Lease powered by Smart™ and explore current finance offers.
3. BMW Full Circle.
Adding BMW Full Circle[2] to your BMW finance agreement means you can lock in a guaranteed future value for your vehicle, giving you peace of mind and flexible options at the end of your loan.
4. Order and pick up your BMW.
The final step is the most exciting. Pick up your BMW from your dealer.
5. Manage your agreement.
Visit the BMW Finance Customer Hub for access to all the information and resources you need to manage your agreement.
Discover the perfect lease option for you.
Our leases are perfectly tailored to fit your needs. You define the terms and conditions. Choose from our flexible lease options and always stay in control of your costs.
|
|
Prestige Lease |
BMW Novated Lease powered by Smart™[3] |
Personal Car Loan |
Chattel Mortgage |
|---|---|---|---|---|
|
Vehicle usage |
Business |
Personal |
Personal |
Business |
|
Vehicle type |
New/Demo/Used |
New/Demo/Used |
New/Demo/Used |
New/Demo/Used |
|
Loan terms available |
24 - 60 months |
24 - 60 months |
24 - 60 months |
24 - 60 months |
|
Option to select payment frequency |
✓ |
✓ |
✓ |
✓ |
|
Payment type accepted |
Direct Debit/BPAY® |
Direct Debit/BPAY® |
Direct Debit/BPAY® |
Direct Debit/BPAY® |
|
Fixed interest rate |
✓ |
✓ |
✓ |
✓ |
|
No BMW Finance account keeping fees* |
✓ |
✓ |
✓ |
✓ |
|
Final lump sum payment (balloon payment) available |
Optional |
Optional |
Optional |
Optional |
|
BMW Full Circle – Guaranteed Future Value |
Optional |
Optional |
Optional |
Optional |
|
Potential tax benefits[1] |
✓ |
✓ |
X |
✓ |
BMW Personal Car Loan.
Experience simplicity and ease. With a BMW Personal Car Loan, you pay monthly instalments. Drive as far as you want and own your BMW at the completion of your agreement.
BMW Chattel Mortgage.
Chattel Mortgages are perfect for those using their BMW predominantly for business purposes and wanting vehicle ownership with the benefit of potentially being able to claim tax deductions.[1]
BMW Novated Lease powered by Smart™.
Enjoy the total package with a fully maintained novated lease and bundle all vehicle running costs, with payments out or your pre and post tax salary, providing potential tax benefits.[1]
BMW Prestige Lease.
Driving your BMW for business purposes? A BMW Prestige Lease offers the option of regular rental payments over a fixed term, between 24 – 60 months and may provide potential tax benefits for business related vehicle expenses[1].
How to apply for BMW Finance.
You can apply for BMW Finance by visiting your local dealership, or easily apply online with the five simple steps below.
Steps for applying online
1. Find your dream vehicle.
2. Start your finance application online. This involves answering questions about yourself, your finances and your employment history.
3. Select the finance option that’s right for you, including your contract term and deposit amount.
4. Upload a copy of your required loan documents.
5. Submit your application.
When applying online, make sure you have a copy of your recent payslips and ID documents handy.
If you need help with your online application, you can easily access Live Chat during business hours, or contact your local BMW Dealership. Once your application is submitted, we’ll verify your details and get back to you within 1 business day.
Please note, if wanting to apply for business finance, you will need to contact your preferred BMW Dealership directly.
Find the right offer in a matter of minutes.
Latest offers.
Estimate my repayments.
BMW vehicles available now.
Discover Used Cars.
Is your contract ending soon? Discover everything you need to know right now.
Get the support you need.
Do you have questions about leasing, scheduling a service or finding a BMW dealer near you? We are here to help you.
Your local point of contact.
Your local BMW dealer is here to assist you with all your Financial Services queries. Reach out today, obligation-free, and discover personalised answers to all your BMW and financing questions in person.
Get in touch.
Do you have any questions or need more information on finance products, offers or insurance solutions? Get in touch with our BMW Customer Support.
BMW One app.
Manage your finance or lease agreements effortlessly with the BMW One app. View payments, download documents and stay informed about your finances[4].
FAQs.
Browse BMW Finance frequently asked questions.
More about our finance offers and services.
Back to the overview.
BMW Insurance.
BMW Service.
Original BMW Accessories.
Disclaimer:
Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.
[1] BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.
[2] Novated leasing finance is provided by BMW Australia Finance Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.
[3] Consult your accountant or tax advisor on tax implications.
[4] The BMW One app is compatible with Android OS 13.3 and above, and iOS 10.0 or later. Apple, and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.