With BMW Finance, you have the opportunity to access more competitive interest rates if you make a bigger deposit, helping you save as you enjoy your new Ultimate Driving Machine.
Until 30 September 2025, receive a 4.99% p.a. comparison rate, on a maximum amount financed, on 36 to 48 month loan agreements with a Guaranteed Future Value handback option.
This means that to be eligible for the rate offer, there is a maximum amount we will finance for each model series as outlined below and you’ll need to make a deposit of at least 25% to 35% for the balance of the vehicle drive away price (which will vary depending on vehicle selected).
The BMW 540d xDrive with BMW Finance
Comparison Rate | 4.99% p.a. |
|---|---|
Maximum Finance amount | $101,000 |
Customer Deposit Required | At least 30% of the vehicle drive away price |
Finance set up fees | $0 |
Find your next BMW 5 Series | |
Model eligibility | New and demonstrator BMW 540d xDrive Sedan models only |
The BMW X3 20 xDrive with BMW Finance
Comparison Rate | 4.99% p.a. |
|---|---|
Maximum Finance amount | $70,000 |
Customer Deposit Required | At least 25% of the vehicle drive away price |
Finance set up fees | $0 |
Find your next BMW X3 20 xDrive | |
Model eligibility | New and demonstrator BMW X3 20 xDrive models only |
The BMW X5 with BMW Finance
Comparison Rate | 4.99% p.a. |
|---|---|
Maximum Finance amount | $102,700 |
Customer Deposit Required | At least 30% of the vehicle drive away price |
Finance set up fees | $0 |
Find your next BMW X5 | |
Model eligibility | New and demonstrator BMW X5 xDrive30d, X5 xDrive40i and X5 xDrive50e models only |
The BMW X7 with BMW Finance
Comparison Rate | 4.99% p.a. |
|---|---|
Maximum Finance amount | $130,800 |
Customer Deposit Required | At least 30% of the vehicle drive away price |
Finance set up fees | $0 |
Find your next BMW X7 | |
Model eligibility | New and demonstrator BMW X7 xDrive40d and X7 xDrive40i models only |
The BMW i4 M50 with BMW Finance
Comparison Rate | 4.99% p.a. |
|---|---|
Maximum Finance amount | $100,300 |
Customer Deposit Required | At least 30% of the vehicle drive away price |
Finance set up fees | $0 |
Find your next BMW i4 M50 | |
Model eligibility | New and demonstrator BMW i4 M50 models only |
The BMW i5 with BMW Finance
Comparison Rate | 4.99% p.a. |
|---|---|
Maximum Finance amount | $126,900 |
Customer Deposit required | At least 25% of the drive away price |
Finance set up fees | $0 |
Find your next BMW i5 | |
Model eligibility | New and demonstrator BMW i5 eDrive40, i5 M60 xDrive Sedan and i5 M60 Touring models only |
The BMW iX with BMW Finance
Comparison Rate | 4.99% p.a. |
|---|---|
Maximum Finance amount | $129,100 |
Customer Deposit required | At least 35% of the drive away price |
Finance set up fees | $0 |
Find your next BMW iX | |
Model eligibility | New and demonstrator all iX xDrive45, iX xDrive50 and iX M60 models |
Offer valid across the range on select new and demonstrator BMW 540d xDrive, X3 20 xDrive, X5, X7, i4 M50, i5 and iX models with finance applications submitted and approved with vehicles ordered and delivered between 01.07.2025 and 30.09.2025.