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WITH BMW FINANCE IT’S THE ULTIMATE BMW EXPERIENCE ON AND OFF THE ROAD.
We believe financing a car shouldn’t be complicated. It’s all about understanding your options and choosing the right solution for you. That’s why we offer a range of car finance options for personal and business use specially designed for your BMW.
NO ONE KNOWS YOUR DRIVE LIKE WE DO.
Unlike other finance providers, BMW Finance are the experts at designing finance especially for you and your BMW with:
- Fixed interest rates
- No account-keeping fees
- Flexible terms up to 60 months
- Streamlined application and fast approvals
- Confidence knowing your BMW’s guaranteed future value with BMW Full Circle1
- Flexible options at the end of your contract
- Easy access to your contract details with BMW One app.
OUR PRODUCTS.
No one knows your drive like we do. Our finance options are especially designed for your BMW. We provide solutions for both personal and business finance that include flexible options to suit your needs.
PERSONAL CAR FINANCE
Ideal if you’re planning to use your BMW for personal use only and want to own it at the end of your contract.
Guaranteed Future Value
Adding BMW Full Circle1 to your personal finance means you can lock in a guaranteed future value for your vehicle, giving you peace of mind and flexible options at the end of your loan.
Click here to view the BMW Financial Services Target Market Determination
BUSINESS CAR FINANCE
A Chattel Mortgage or Prestige Lease is perfect for when you use your BMW predominantly for business and want to claim possible tax deductions in relation to your vehicle use2.
We recommend you consult your accountant or financial advisor to understand the financial benefits of a Chattel Mortgage or Prestige Lease.
Guaranteed Future Value
Adding BMW Full Circle1 to your business finance means you can lock in a guaranteed future value for your vehicle, giving you peace of mind and flexible options at the end of your loan.
NOVATED LEASE
Learn more about the benefits of a lease for your next Ultimate Driving Machine.
INSURANCE
BMW Insurance policies include repairs with genuine BMW parts, carried out by BMW-trained technicians with the latest in BMW service equipment
APPLY FOR BMW FINANCE.
You can apply for BMW Finance by visiting your local dealership, or easily apply online with the five simple steps below.
Steps for applying online
Find your dream vehicle.
Start your finance application online, answering a few questions about yourself, your finances, and your employment history.
Select the finance option that’s right for you, including your contract term and deposit amount.
Upload a copy of your required loan documents.
Submit your application.
When applying online, make sure you have a copy of your recent payslips and ID documents handy.
If you need help with your online application, you can easily access Live Chat during business hours, or contact your local BMW Dealership. Once your application is submitted, we’ll verify your details and get back to you within 1 business day.
Please note, if wanting to apply for business finance, you will need to contact your preferred BMW Dealership directly.
FIND OUT THE REPAYMENTS FOR YOUR NEXT BMW.
With BMW Finance, we offer a fixed interest rate and no account-keeping fees. This makes it simple to budget for the long-term, knowing exactly what you’ll need to repay at every point in your contract.
We also make it easy to manage your repayments from the start by providing you with a choice of a deposit, or a lump-sum payment at the end of your contract. This makes your regular payments more manageable. To see the difference each of these options can make, try our repayment calculator to get an estimate of what your regular payment instalments would be.
WE’RE HERE TO HELP.
CONTACT US
For general finance enquiries, please submit your enquiry using the form below.
Alternatively, call us on 133 269. We’re available Monday to Friday between 8:30am and 8:30pm (AEST)
FEEDBACK
We’d love to hear your feedback. Whether it’s something we’ve done well or something we can improve on, please let us know.
FINANCIAL HARDSHIP & NATURAL DISASTERS
We understand life can sometimes result in the unexpected, such as illness, change in income, or even a natural disaster like a flood or bushfire. These events can result in financial difficulty which is why our dedicated Hardship Assistance Team is available to support getting your finance contract back on track.
Contact our team to find out how we can help.
Disclaimer
Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Lending criteria, fee s, charges and conditions apply.
[1] BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.
[2] Consult your accountant or tax advisor on tax implications.
[3] The BMW One app is compatible with Android OS 13.3 and above, and iOS 10.0 or later. Apple, and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.
[4] The insurer of this BMW Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither BMW Australia Finance nor any of its related companies have any liability in respect of this policy.
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance, we receive a commission from Allianz. For further information or assistance please contact 1300 808 030.
FINANCE FROM BMW.
We are passionate about helping our customers get into an Ultimate Driving Machine and provide competitive rates and offers on our range of vehicles.
NO ACCOUNT KEEPING FEES.
We don’t charge account keeping fees for any of our products, saving our customers money for the important things.
INDUSTRY LEADING PRODUCTS AND SERVICES.
For nearly 50 years BMW Finance has been at the forefront of automotive finance around the world, offering finance solutions that deliver value and convenience for our customers.
KEEPING IN TOUCH.
We keep customers informed with regular updates and reminders and provide access to real time information on the BMW One app.
DEAL WITH EXPERTS.
As part of the BMW Group, we are specialists in the cars we finance. We can tailor finance options to meet a range of customer needs, because we support beyond the drive.
- PERSONAL FINANCE
- BUSINESS FINANCE
- INSURANCE
BMW CONSUMER LOAN.
BMW FULL CIRCLE.
YOUR FINANCE CHECKLIST.
BMW CHATTEL MORTGAGE.
BMW PRESTIGE LEASE.
BMW FULL CIRCLE.
YOUR FINANCE CHECKLIST.
BMW PREMIER MOTOR INSURANCE[4].
ONLINE INSURANCE CLAIMS.
WE’RE HERE TO HELP.
CONTACT US
For general finance enquiries please take a look at our frequently asked questions or submit your question using the form below.
Alternatively, call us on 133 269. We’re available Monday to Friday between 8:30am and 8:30pm (AEST).
BMW ONE APP
The BMW One app[⁵] gives you personalised access to all things BMW Finance – with 24/7 access to your finance documents as well as the latest offers and notifications, all at your fingertips.
MY BMW ACCOUNT FOR DESKTOP
For desktop friendly access to your finance documents please use the My BMW Account online portal.
FEEDBACK
We’d love to hear your feedback. Whether it’s something we’ve done well or something we can improve on, please let us know.
FINANCIAL HARDSHIP & NATURAL DISASTERS
We understand life can sometimes result in the unexpected, such as illness or change in income, or even a natural disaster like a flood or bushfire. These events can result in financial difficulty which is why our dedicated Hardship Assistance Team is available to support getting your finance contract back on track.
Contact our team to find out how we can help.
ARE YOU AN EXISTING CUSTOMER?
Disclaimer:
[1] Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.
[2] BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.
[3] Consult your accountant or tax advisor on tax implications.
[4] The insurer of this BMW Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street Sydney NSW 2000. In arranging this insurance BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither BMW Australia Finance nor any of its related companies have any liability in respect of this policy.
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 808 030.
[5] The BMW One app is compatible with Android OS 13.3 and above, and iOS 10.0 or later. Apple, and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.