Keep your vehicle by paying out or refinancing* the Guaranteed Future Value of your vehicle.
Return your vehicle to us with nothing further to pay (subject to kilometre and fair wear and tear requirements).
24 to 60 Months
Consumer and Business
24/7 online access
BMW One app
All pre-owned BMW Premium Certified BMW models
HOW IT WORKS
Set up the BMW Full Circle agreement for your pre-owned BMW on your terms.
Step 1: Select the length of your loan term, from 24 to 60 months^.
Step 2: Select your kilometre allowance. This is the amount of kilometres you think you will travel in your vehicle each year. Keep in mind that the conditions of your pre-owned BMW may impact the term and kilometre allowance options available to you.
Step 3: Choose whether you would like to pay a deposit at the start of your loan, and what the amount will be.
Step 4: Trade in your previous BMW, if you have one, to reduce the amount of your loan.
At the end of your loan, you have the freedom to choose the next part of the journey.
• Trade in your pre-owned BMW for a new one. If the trade-in value of your vehicle is higher than your Guaranteed Future Value, you can keep the additional balance for yourself, or use it as equity towards a new BMW.
• Keep your pre-owned BMW. If you’re not ready to say goodbye to your BMW, you can choose to keep it by paying out or refinancing* your Guaranteed Future Value.
• Return your pre-owned BMW. Simply hand back the keys to your BMW Dealer, and provided your vehicle is undamaged (except for fair wear and tear) and the kilometre allowance has been met, your BMW Full Circle experience will be complete.
BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) In the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term; or
b) In the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. Lending criteria, fees, charges and conditions apply.
Used Car Full Circle option eligibility criteria include:
1. Vehicle age limits:
Vehicle must be less than 7 years old at the end of the loan term;
2. Kilometre criteria:
Odometer cannot exceed 120,000 kms at end of loan contract.
For used vehicles: Kilometres already travelled prior to the vehicle being financed are excluded from the contractual kilometre allowance (e.g. If the kilometres travelled prior to the vehicle being financed are 28,000km, and the total contract kilometre allowance is 40,000km, then the vehicle odometer must not exceed 68,000km at hand back).
*Refinancing subject to approval and eligibility criteria, fees, charges and conditions apply.
+Only select BMW Premium Certified pre-owned vehicles are eligible for BMW used car Full Circle.
^The minimum term available for BMW Premium Certified vehicles is 24 months. Finance contract based on monthly payments, but more frequent payments can be accommodated.